| Sample Experian Credit Report |
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| Get your Experian Credit
Report and take the first step to better credit knowledge. |
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| Prepared for: JOHN CONSUMER |
Report Date: 9/26/2003 |
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| Account History |
| This section contains specific
information on each account you've opened in the
past. Positive information about your accounts
remains on your report indefinitely. |
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| BANANA REPUBLIC |
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EXPERIAN
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EQUIFAX
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TRANSUNION
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| Account Name: |
BANANA REPUBLIC |
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| Account Number: |
XXXX XXXX XXXX 1212 |
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| Acct Type: |
Revolving or Option |
| Acct Status: |
Open |
| Monthly Payment: |
$0 |
| Date Open: |
6/1/2001 |
| Balance: |
$0 |
| Terms: |
N/A |
| High Balance: |
$1,400 |
| Limit: |
N/A |
| Past Due: |
$0 |
| Payment Status: |
Pays account as agreed |
| Comments: |
CHARGE |
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| 24-Month
Payment History |
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|
| Date: |
| Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
| 00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
| NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
OK |
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| |
| Experian: |
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| MCCBG/OLD NAVY |
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EXPERIAN
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|
EQUIFAX
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|
TRANSUNION
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| Account Name: |
MCCBG/OLD NAVY |
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Order your Equifax and TransUnion reports and the information will be added to the display for an easy side-by-side comparison.
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| Account Number: |
XXXX XXXX XXXX 1313 |
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| Acct Type: |
Revolving or Option |
| Acct Status: |
Open |
| Monthly Payment: |
$0 |
| Date Open: |
12/1/2000 |
| Balance: |
$0 |
| Terms: |
N/A |
| High Balance: |
$900 |
| Limit: |
N/A |
| Past Due: |
$0 |
| Payment Status: |
Pays account as agreed |
| Comments: |
CHARGE |
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| 24-Month
Payment History |
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|
| Date: |
| Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
| 00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
| OK |
OK |
OK |
OK |
OK |
OK |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
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| |
| Experian: |
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| MBNA AMERICA |
|
EXPERIAN
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|
EQUIFAX
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|
TRANSUNION
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| Account Name: |
MBNA AMERICA |
Get the full picture!
Order your Equifax and TransUnion reports and the information will be added to the display for an easy side-by-side comparison.
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| Account Number: |
XXXX XXXX XXXX 1414 |
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| Acct Type: |
Revolving or Option |
| Acct Status: |
Open |
| Monthly Payment: |
$0 |
| Date Open: |
1/1/2000 |
| Balance: |
$0 |
| Terms: |
N/A |
| High Balance: |
$0 |
| Limit: |
$4,000 |
| Past Due: |
$0 |
| Payment Status: |
Pays account as agreed |
| Comments: |
CREDIT CARD
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| 24-Month
Payment History |
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|
| Date: |
| Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
| 00 |
00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
| NO |
NO |
NO |
NO |
NO |
NO |
NO |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
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| Experian: |
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| WFN VICTORIA'S
SECRET |
|
EXPERIAN
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|
EQUIFAX
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|
TRANSUNION
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| Account Name: |
WFN VICTORIA'S SECRET |
Get the full picture!
Order your Equifax and TransUnion reports and the information will be added to the display for an easy side-by-side comparison.
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| Account Number: |
XXXX XXXX XXXX 1515 |
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| Acct Type: |
Revolving or Option |
| Acct Status: |
Open |
| Monthly Payment: |
$0 |
| Date Open: |
3/1/1999 |
| Balance: |
$0 |
| Terms: |
N/A |
| High Balance: |
$1,000 |
| Limit: |
N/A |
| Past Due: |
$0 |
| Payment Status: |
To new to rate |
| Comments: |
CHARGE |
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| 24-Month
Payment History |
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| Date: |
| Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
| 00 |
00 |
00 |
00 |
00 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
01 |
02 |
02 |
02 |
02 |
02 |
02 |
02 |
| NO |
NO |
NO |
NO |
NO |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
OK |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
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| Experian: |
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| Legend |
| OK |
Current |
90 |
90 Days Late |
| NO |
No Data Provided* |
120 |
120 Days Late |
| 30 |
30 Days Late |
KD |
Key Derogatory** |
| 60 |
60 Days Late |
RF |
Repossession or Foreclosure |
| |
PP |
Payment Plan |
*Sometimes the credit bureaus do not have information from a particular month on file.
** For additional information on Key Derogatory, please see your Credit Report Guide.
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